Question:
Does my landlord’s homeowner’s policy cover my personal possessions?

Answer:

No. Your landlord's policy doesn't cover any of your personal possessions. Your landlord’s homeowners policy only covers the building which you are renting.  To cover your contents you will need to purchase a Renters' insurance policy which would cover your furniture, jewellery, clothes and personal items. It will also cover your personal liability if you are legally liable for bodily injury or property damage to another person.