Term Life Insurance is an affordable form of insurance protection that is ideal for persons who require large amounts of insurance protection or coverage for a specific period. Features included are:

• Insurance coverage for a specified time period.
• Available as Level Term Insurance to age 100 and 10 Year Renewable and Convertible
• Coverage starts at $100,000.00.
• Riders include Waiver of Premium and Accidental Death and Dismemberment.
• Generally comes with the option to convert to a permanent insurance policy.

Personal Use

• Collateral assignment for loans and mortgages
• Estate Planning
• Financial security for family

Business Use

• Key Person Protection
• To provide funds to purchase the equity of a deceased business partner or associate to allow the business to continue.
• Creditor Protection to keep the business investment in the family in the event that the owner leaves debts on his or her death.